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457 E Nelson St • Lexington, Virginia 24450
Phone: 540.463.2222



Account Components
Business Essential
Business Essential Plus
Business Interest
Business Commercial
Business Money Market
Minimum Balance
$0.00
$2,500.00
$5,000.00
 
$2,500.00
Average Monthly Balance Requirements (to avoid monthly fees)
$0.00
$5,000.00
$10,000.00
 
$5,000.00
Combined Monthly Average (to avoid monthly fees)
$0.00
$10,000.00
$20,000.00
 
$10,000.00
Monthly Maintenance Fee
$0.00
$10.00
$15.00
$15.00*
$10.00
Items per month
>250 = .35 per item
>250 = .35 per item
UNLIMITED
CREDITS .35 PER ITEM
DEBITS .15 PER ITEM
.10 PER DEPOSITED FOREIGN ITEMS
6 ITEM LIMIT
3 Debits & 3 Checks
Over The Item Limit Is $4 Per Item
FREE Cash Processing Per Month
X
X
X
X
X
1st Order Basic Checks FREE
X
X
X
X
X
Bill Pay
FREE
FREE
FREE
$10.00
 
Free Check Card
X
X
X
X
 
Sweep Option
 
X
X
X
 
CornerStone Essential Personal Checking Account
X
X
X
X
X
Free Image Checks
X
X
X
X
X
Overdraft Protection
X
X
X
X
X
Night Depository
X
X
X
X
X
CD Image
 
X
X
X
 
Remote Deposit Capture
 
X
X
X
 

 

Commercial Checking Accounts are subject to account analysis, which determines monthly service charges.  When the account carries a sufficient compensating balance, no monthly service charges are assessed.

Community Essential Checking is available to charitable, civic and municipal organizations. Please contact your customer care account specialist for more information.

*Earnings Credit:  Your business account will receive an earnings credit based on your book balance less uncollected funds.  This figure is your Average Collected Balance.  The Average Collected Balance is then reduced by 10%.  The bank then takes this Net Available Balance and applies an Earnings Credit Rate.  If the resulting Earnings Credit calculation is less than the monthly cost for services, the account is assessed the difference in service charges.  If the Earnings Credit is sufficient to cover the monthly cost for services, no service charge is assessed.



     
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