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Security Statement | Privacy Policy |
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Phone: 540.463.2222 |
| Account Components | Essential |
Essential Plus |
Interest |
Tiered Interest |
Money Market |
Savings Account + |
| Minimum Opening Deposit | $50 |
$50 |
$50 |
$50 |
$50 |
$25 |
| Average Daily Balance Requirements (to avoid monthly fees) | $0 |
$500 monthly or $1,600 in combined deposits |
$1,500 monthly or $6,000 in combined deposits |
$10,000 monthly or $20,000 combined deposits |
$2,500 monthly or $10,000 combined deposits |
$0 |
| Monthly Maintenance Fee | $0 |
$10 |
$10 |
$20 |
$10 |
$2 |
| Check Writing Privileges and/or limits per statement cycle | Unlimited |
Unlimited |
Unlimited |
Unlimited |
6 withdrawals per statement cycle. Excess item fee may apply. |
6 withdrawals per month. Excess item fee may apply |
| FREE Checks | 1st Basic Order Free |
1st Basic Order Free |
Basic |
Basic |
1st Basic Order Free |
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| FREE Online Banking | X |
X |
X |
X |
X |
X |
| FREE Online Bill Payment | X |
X |
X |
X |
X |
|
| FREE Debit Card | X |
X |
X |
X |
N/A |
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| Use of other banks' ATM's per cycle | X |
2 FREE |
5 FREE |
Unlimited |
N/A |
X |
| Interest Bearing | X |
X |
X |
X |
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| FREE VISA Travelers Card | X |
X |
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| 1 FREE Cashier's Check Per Month | X |
X |
X |
X |
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| Safety Deposit Box | Discounted 40%
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| Imaged Checks | X |
X |
X |
X |
X |
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| FREE Savings Account | X
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X |
X |
X |
X |
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| Overdraft Protection*** | $5 Per Transaction |
$5 Per Transaction |
$5 Per Transaction |
FREE |
FREE |
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| Identity theft Protection | X |
X |
X |
X |
X |
X |
X = SERVICE IS AVAILABLE |
| * FREE Bill Pay with a direct deposit. **Seniors (defined as anyone 55 years of age or older) may choose any of the above accounts and receive the following added benefits:
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