CornerStone Bank Home | Personal Banking | Personal Checking

Account Components Essential Essential Plus Interest Tiered Interest Money Market Savings Account +
Minimum Opening Deposit
$50
$50
$50
$50
$50
$25
Monthly service fee waived when you have
$0

A minimum average daily balance, each calendar month of $500 in checking account
OR
$1,600 in combined consumer deposits by household

A minimum average daily balance, each calendar month of $1,500 in checking account
OR
$6,000 in combined consumer deposits by household

A minimum average daily balance, each calendar month of $10,000 in checking account
OR
$20,000 in combined consumer deposits by household

A minimum average daily balance, each calendar month of $2,500 in checking account
OR
$10,000 in combined consumer deposits by household

$0
Monthly Maintenance Fee
$0
$10
$10
$20
$10
$0
Check Writing Privileges and/or withdrawal limits per statement cycle
Unlimited
Unlimited
Unlimited
Unlimited
6 withdrawals per statement cycle. Excess item fee may apply.
6 withdrawals per month. Excess item fee may apply.
FREE Checks
1st Basic Order Free
1st Basic
Order Free
Basic
Basic
1st Basic
Order Free
FREE Online Banking
X
X
X
X
X
X
FREE Online Bill Payment
X
X
X
X
X
FREE Debit Card
X
X
X
X
Free or waived surcharges on non-CornerStone ATM transactions per statement cycle
2
5
Unlimited
Interest Bearing
X
X
X
X
No Fee VISA Travelers Card
X
X
1 FREE Cashier's Check Per Month
X
X
X
X
Safe Deposit Box
Discounted 40%
Imaged Checks
X
X
X
X
X
FREE Savings Account
X
X
X
X
X
Overdraft Protection***
$5 Per Transaction
$5 Per Transaction
$5 Per Transaction
FREE
FREE

X = SERVICE IS AVAILABLE
**Seniors (defined as anyone 55 years of age or older) may choose any of the above accounts and receive the following added benefits:

20% Discounted Safe Deposit Box ∙ FREE Travelers Cards.

***Various options available, may be subjected to credit approval.
+ minor Savings Account is available to anyone under 18 years of age. No minimum balance is required.