CornerStone Bank Home | Privacy Policy

FACTS

What does CornerStone Bank, N.A. do with your personal financial information?

Why? Financial companies choose how they share your personal financial information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Payment history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CornerStone Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does CornerStone Bank N.A. share? Can you limit this sharing?

For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus; or, as permitted by law

Yes No

For our marketing purposes:
to offer our products and services to you

Yes No
For our joint marketing with other financial companies No We don't share

For our affiliates’ everyday business purposes:
information about your transactions and experiences

No We don't share

For our affiliates’ everyday business purpose:
information about your creditworthiness

No We don't share
For nonaffiliates to market to you No We don't share

Questions
Call: 540-463-2222

 

Who we are
Who is providing this notice: This notice is provided by CornerStone Bank, N.A.
What we do
How does CornerStone Bank, N. A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files  and buildings.

How does CornerStone Bank, N. A. collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Conduct transactions with us
  • Use your debit or credit cards

We also collect your personal information from other companies, such as credit bureaus.

Why can’t I limit all sharing?

Federal  laws gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control.  The can be financial and nonfinancial companies.

  • CornerStone Bank, N.A. has NO affiliates. 
Nonaffiliates

Companies not related by common ownership or control.  The can be financial and nonfinancial companies.

  • CornerStone Bank, N. A. does not share your information with nonaffiliates.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • CornerStone Bank, N.A. does not jointly market.
Other important information
CornerStone  Cares about fulfilling our customers’ expectation that the personal information provided to us will be kept confidential.  CornerStone Bank’s employees are bound by a Code of Ethics and bank policies, which require all customer information to be kept confidential and accessed for legitimate business purposes only.

 

 

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