Your transactions at CornerStone Bank are handled with the utmost of care and safety. CornerStone Bank works with cutting-edge technology partners to ensure that the most secure environment is made possible for all of our valued customers. We offer you worry-free Internet banking. You can be completely confident of the following security measures:
Our system ensures that data exchanged between your PC and our computer networks are encrypted with 128-bit encryption - the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL), which utilizes mathematical formulas to 'encrypt' or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature included. How can you tell if your browser is secure? Click here.
Our computer system does not connect directly to the Internet. It is isolated from the network via a 'firewall'. A firewall is a combination of software and hardware products that designate parameters, and control and limit the access that outside computers have to the banks' internal networks and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.
User IDs and passwords are isolated from the Internet by being stored on CornerStone Bank’s computer networks. Additionally, user passwords can vary from six to twelve characters with at least two numeric and two alpha characters required, which means the chance of randomly guessing a password is less than one in one billion! The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This inhibits the 'hacker' from gaining access to our system, thus protecting your accounts.
You will be responsible for maintaining one of the most important security measures: your password. When you receive your CornerStone Bank online banking password, be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.
An additional layer of security and fraud protection has been added to help prevent identity theft. Now when you sign up for Internet banking you will be required to establish a security image and three security questions. Your security image will help to confirm that the website you are visiting is authentic and your answers to the security questions will serve as a second layer of security to verify your identity on non-registered computers.
- When your transactions are finished, sign off of Online Banking and close your browser.
- Always use anti-virus software and ensure that it is kept current.
- Avoid any public computers for Online Banking transactions.
- Beware of suspicious or unfamiliar websites.