Choose The Account That’s Right For You

We Offer a Variety of Accounts
to Meet Your Needs

Business Deposit Products

a group of people sitting around a table.
  • Business Essential – no monthly maintenance fee
  • Business Essential Plus – basic and versatile checking
  • Community – checking for non-profit and civic organizations
  • Business Interest – checking with a variable interest rate and sweep option
  • Business Commercial – comprehensive account analysis with sweep option
  • Business Money Market – for growing your savings

Other Essential Business Services

a group of business people shaking hands.
  • Cash Management
  • Remote Deposit Capture
  • Commercial Credit
  • Business Check Card
  • Night Depository
  • Business Online Banking (E Corp)
  • Positive Pay
  • Automated Clearing House (ACH)
  • Domestic and International Wire Transfers
  • Simplified Employee Pensions (SEPs)
  • Letters of Credit
  • Quick Books Interface
  • Notary Services

Compare Accounts

Account ComponentsBusiness EssentialBusiness Essential PlusCommunity Essential*Business InterestBusiness Commercial**Business Money Market
Minimum Opening Deposit$50 $100 $50 $100 $100 $100
Minimum Balance$2,500 $5,000 $2,500
Average Daily Deposit Balance Requirements (to avoid monthly maintenance fees)$5,000 $10,000 $5,000
Combined Monthly Average of all business deposit accounts by TIN (to avoid monthly maintenance fee)$10,000 $20,000 $10,000
Monthly Maintenance Fee$10 $15 $15 $15 
Interest BearingXX
Monthly Per Item Charges>50 at $.50 per debit or deposited credit items>250 at $.35 per debit or deposited credit itemsUnlimited>250 at $.35 per debit or deposited credit itemsCredits $.35 per item Debits $.15 per item Deposits $.10 per item6 transfers per statement cycle. Excess item fee may apply 
Free Cash Processing Per MonthXXXXX  X
1st Order Basic Checks FREE XXXXX X 
Bill Pay X XXXXX
Free Business Check Card X X XXX
Online Banking XXXXX X
Cash Management Services***X  XX X X X
Free Image ChecksXXXXX X
Night DepositoryXXXXXX 
Monthly CD with images of all deposits and debit items available at additional chargeXXXXX

X = SERVICE IS AVAILABLE
* Community Essential Checking is available to charitable, civic and municipal organizations.
** Business Commercial Checking Accounts are subject to account analysis, which determines monthly service charges. When the account carries a sufficient compensating balance, no monthly service charges are assessed. Earnings Credit: Your business account will receive an earnings credit based on your ledger balance less uncollected funds. This figure is your Average Available Balance. The Average Balance is then reduced by 10% of your ledger balance. The bank then takes this Investable Balance and applies an Earnings Credit Rate. If the resulting Earnings Credit calculation is less than the monthly cost for services, the account is assessed the difference in service charges. If the Earnings Credit is sufficient to cover the monthly cost for services, no service charge is assessed.
*** Cash Management Services currently offered include: Remote Deposit Capture, Positive Pay, Automated Clearing House (ACH), Merchant Services, Sweeps and Zero Balance Accounts (ZBA).